Investment funds

Please read the following legal information carefully before you continue. The CIC CH FUNDs are currently only licensed for public sale in Switzerland, Luxembourg and partly in France (BOND CHF and ACTION SWISS). In all other countries, units in the CIC CH FUNDs may not be sold, offered or delivered without authorization. Persons from countries where the CIC CH FUNDs have not been registered for sale are therefore requested to exit the website of Bank CIC (Switzerland).

The information and data on the CIC CH FUNDs published on this website of Bank CIC (Switzerland) do not represent any invitation to buy or subscribe to units in the funds. No subscription may be made on the basis of the information and data published on the website of Bank CIC (Switzerland). Before you invest in an investment fund, you should always carefully study the latest versions of the legal fund documents (prospectuses with regulations/articles of incorporation, annual and semi-annual reports). These documents form the legal basis of the investment fund.

Investment decisions must always be based on the individual circumstances and needs of the investor and must be in line with his/her personal risk tolerance and risk capacity. The following information on the CIC CH FUNDs may therefore under no circumstances serve as recommendations or help you to take investment decisions. The information published on the website of Bank CIC (Switzerland) is not intended to provide advice in any form whatsoever.

The value of the invested capital and the price of the investment units as well as the income from the units and the dividend distributions are subject to fluctuation or could even lose value totally. Positive performance in the past can be no guarantee of positive performance in the future. We can in particular not guarantee that your capital investment will be protected, and there is no guarantee that you will receive the same value for your capital invested or the fund units held by you when you sell or redeem your fund units. Investments in foreign currency are also subject to exchange rate fluctuations or currency risks. This means that the performance of such investments also depends on the volatility of the foreign currency, which could have a negative impact on the value of the invested capital. With investments in investment funds, the risk/return potential is closely linked to the investment policy and investment focus of the individual investment fund. For example, investments in the technological sector and the emerging markets are very volatile and the loss when selling the units can be great. Neither Bank CIC (Switzerland) nor its contracting partners accept any liability for any losses.

Please contact a qualified specialist for advice before you take any investment decisions.

If the use of the website of Bank CIC (Switzerland) and in particular the use of information on the CIC CH FUNDs lead to any legal relationship between the user and Bank CIC (Switzerland), this legal relationship shall be governed exclusively by Swiss law.

By accessing the website of Bank CIC (Switzerland) and in particular the information on the CIC CH FUNDs, you declare that you have understood and accepted the above provisions and general legal information, and that you come from a country where the CIC CH FUNDs have been registered and licensed for sale.