Disclaimer

By accessing the Bank CIC (Switzerland) Ltd. website, you declare that you have understood and accept the following legal information.

Please therefore read the following important legal information carefully before accessing the Bank CIC (Switzerland) Ltd. website.

Restrictions on access
The Bank CIC (Switzerland) Ltd. website is not intended for persons who are forbidden by the legislation in their home country or country of residence from accessing the Bank CIC (Switzerland) Ltd. website and the content published and accessible on the Bank CIC (Switzerland) Ltd. website.

Persons who are citizens of or are resident in the United States of America or in the United Kingdom or another country that prohibits access to the Bank CIC (Switzerland) Ltd. website or certain content and information made available on the Bank CIC (Switzerland) Ltd. website by reason of that person's nationality, residence or otherwise, are hereby asked and required to leave the Bank CIC (Switzerland) Ltd. website.

By accessing the Bank CIC (Switzerland) Ltd. website, you explicitly declare that you are not resident in any of the aforementioned countries and that you are not a citizen of any of the aforementioned countries.

Persons who are citizens of or are resident in Germany acknowledge and accept that the content accessible on the Bank CIC (Switzerland) Ltd. website is not intended for persons who are citizens of or are resident in Germany.

No offer
The content published on the Bank CIC (Switzerland) Ltd. website does not constitute an offer or a solicitation of an offer to use the services of Bank CIC (Switzerland) Ltd. or to buy or sell securities or other investment instruments, nor does it constitute an offer or a solicitation of an offer to engage in other transactions. The content available on the Bank CIC (Switzerland) Ltd. website also does not constitute an invitation to submit an offer. The content is for information purposes only. Investment decisions and other decisions must be taken in accordance with the individual circumstances and needs of the investor as well as his/her risk capacity and tolerance. The content made available on the Bank CIC (Switzerland) Ltd. website may therefore under no circumstances serve as recommendations or aids in decision-making with regard to your investment decisions and other decisions. The information presented on the Bank CIC (Switzerland) Ltd. website is not in any way of an advisory nature.

It is essential that you seek the advice of a qualified specialist before making an investment decision or any other decision (on tax, legal and other matters).

No warranty
Bank CIC (Switzerland) Ltd. takes all reasonable steps in compiling and updating the content of the Bank CIC (Switzerland) Ltd. website. However, Bank CIC (Switzerland) Ltd. and its contracting partners offer no warranty (including liability vis-à-vis third parties) as to the correctness, reliability and completeness of the content published on the Bank CIC (Switzerland) Ltd. website or with regard to the said content being up-to-date. The content provided on the Bank CIC (Switzerland) Ltd. website is exclusively for private use and intended for information purposes, and no representation is made as to its completeness or correctness. Bank CIC (Switzerland) Ltd. offers no warranty either explicit or implicit in respect of the content provided on its website.

Bank CIC (Switzerland) Ltd. assumes no responsibility and provides no guarantee that the functions on its website will not be interrupted, that they are error-free, that errors will be corrected or that the website or the server concerned is free from viruses or other harmful components.

Amendments
All of the content available on the Bank CIC (Switzerland) Ltd. website can be changed or removed at any time without prior notice or explanation to the user.

Copyright
The entire content of the Bank CIC (Switzerland) Ltd. website is subject to copyright with all rights reserved. The logo of Bank CIC (Switzerland) iLtd. s a registered trademark. By accessing the Bank CIC (Switzerland) Ltd. website, users do not acquire any rights with regard to the content, software, registered trademarks or any other element of the Bank CIC (Switzerland) Ltd. website. The downloading or printing out of individual pages and/or sections as well as any reproduction or use of the Bank CIC (Switzerland) Ltd. website and the Bank CIC (Switzerland) Ltd. logo for private, public, non-commercial or commercial purposes without the prior written approval of Bank CIC (Switzerland) Ltd. is prohibited.

Performance (information on risks)
Positive performance in the past is no guarantee of positive performance in the future. Investments in foreign currencies are subject to additional exchange rate risks and currency risks, i.e. the performance of such investments also depends on the volatility of the foreign currency, which can have a negative impact on the capital invested. The preservation of the invested capital cannot be guaranteed. Bank CIC (Switzerland) Ltd. and its contracting partners accept no liability for any losses.

Exclusion of liability
Bank CIC (Switzerland) Ltd. and its contracting partners disclaim all liability (including for negligence and liability vis-à-vis third parties) for any losses arising out of direct and indirect damage as well as any consequential losses connected with the content of this website or with the links to other websites or with the risks of the financial markets.

Links
Clicking on a link may cause you to leave the Bank CIC (Switzerland) Ltd. website. Bank CIC (Switzerland) Ltd. has not checked the websites of third parties linked with its website, and accepts no responsibility whatsoever for their content, especially with regard to the data, information and other offers contained therein.

Investment funds
As regards the information, data and figures available on the Bank CIC (Switzerland) Ltd. website regarding the investment funds distributed by Bank CIC (Switzerland) Ltd., the special legal information pertaining to investment funds also applies in addition to the present legal information.

Applicable law
Should a legal relationship arise between the user and Bank CIC (Switzerland) Ltd. as a result of the use of the Bank CIC (Switzerland) Ltd. website, the said relationship shall be governed exclusively by Swiss law.