Accounts & cards for companies

Our accounts and cards are tailored to your needs and offer you advantageous conditions.

Your benefits at a glance

  • Favourable interest rate
  • Transparent account maintenance fees
  • No charge for withdrawals from Bancomat
    machines in Switzerland

Account overview

Account

Currency

Interest p.a.*

Withdrawal limit

Current account

CHF

0,000%

none

Current account

EUR

0,000%

none

Current account

USD

0,000%

none

Current account

GBP

0,000%

none

Investment account

CHF

0,050%

50 000 p.a.**

Investment account

EUR

0,000%

50 000 p.a.**

Additional foreign currencies on request.


*The interest rates published apply to clients domiciled in Switzerland. Negative interest can be charged regardless of the balance (this is applicable to CHF and EUR). Debit interest on account overdrafts p.a.: CHF 9%, EUR 8,5%, GBP and USD 8%. Please contact us to receive additional information about the conditions.


**Higher amounts are subject to a three-month notice period. In case of non-compliance with the notice period, a charge of 0,500% of the amount exceeding the limit is imposed at the end of the month or at the time of account closing. There are no withdrawal restrictions for securities and precious metals purchases or for interest and amortisation payments at Bank CIC.

Maestro cards and credit cards

We offer you Maestro and credit cards in different versions in combination with your current account. The mobile payment function is also available for all credit cards of Bank CIC. We will be happy to advise you.

General notes

Are my deposits protected under the deposit insurance esisuisse? Yes, like any bank and any securities firm in Switzerland, Bank CIC (Switzerland) Ltd. is required to sign the Self-regulation «Agreement between esisuisse and its members». This means clients’ deposits are protected up to a maximum of CHF 100,000 per client. Medium-term notes held in the name of the bearer at the issuing bank are also considered deposits. Depositor protection in Switzerland is provided by esisuisse, and the depositor protection system is explained in detail at https://www.esisuisse.ch/en.

 

You can find more binding information about the account terms and conditions in the overview of Bank CIC’s range of accounts.