Payment transactions for companies

QR-bill

As part of the payment transaction harmonisation process in Switzerland, red and orange payment slips have been replaced by the QR-bill.

The benefits of the qr-bill

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For bill recipients

For billers

What is changing?

The distinctive feature of the QR-bill is the Swiss QR code, which contains all information relevant to payments. The bill recipient simply scans the QR code in the payment part with their smartphone, PC camera or a special scanner and then must simply approve the payment without the need for making any further entries in e-banking.

QR-bills can also be entered in e-banking and paid at the bank counter or the post office.

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Swiss standard

International standard

Simple payment

Bill with QR-IBAN

Bills with IBAN

What needs to be done?

For private individuals, please note the following: standing orders based on red and orange payment slips must be replaced with a new standing order from a QR-bill or with an IBAN number.

For companies, please note the following: every company that needs to make payments will need to be able to pay its QR-bills with all data elements. Companies that issue invoices with payment slips need to make sure that their billing system is able to generate the QR codes.

> Information sheet for invoice recipient and invoicing party (PDF)

The need to make such adjustments depends on their hardware and software infrastructure.

It is possible to enter QR-bills in Bank CIC’s eLounge.

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As an bill recipient

As a biller