As part of the payment transaction harmonisation process in Switzerland, the red and orange payment slips are gradually being replaced by the QR-bill since 30 June 2020.

The benefits of the qr-bill

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For bill recipients
For billers

What is changing?

The distinctive feature of the QR-bill is the Swiss QR code, which contains all information relevant to payments. The bill recipient simply scans the QR code in the payment part with their smartphone, PC camera or a special scanner and then must simply approve the payment without the need for making any further entries in e-banking.


QR-bills can also be entered in e-banking and paid at the bank counter or the post office.

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Bill with QR-IBAN
Bills with IBAN

What needs to be done?

There are currently no changes for private persons. There is no need for you to take any further action. For companies, please note the following: after a transitional period the QR-bill will replace red and orange payment slips. During the transition, it will be possible to use both current payment slips and QR-bills to issue invoices.


However, every company that needs to make payments will need to be able to pay its QR-bills with all data elements. Companies that issue invoices with payment slips need to make sure that their billing system is able to generate the QR codes.


> Factsheet "The new QR-bill"


The need to make such adjustments depends on their hardware and software infrastructure.


Since 30 June 2020, it is possible to capture both red and orange payment slips and QR-bills in Bank CIC’s eLounge.

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If you issue bills
If you are a bill recipient