The holistically networked approach for the optimal investment solution.
So you can invest successfully, we want to note down and understand all aspects of your situation and your objectives in a strategy meeting. This meeting will also consider your investor profile, based on your willingness and ability to take risk. Using this, we set your investment strategy. Five investment strategies are available, from value preservation to capital gain-focused.
Available investment strategies
Our advisers take a structured approach. Our advisory process lays the foundations for defining a customised investment solution for you. Regular review meetings are held to examine how the solution is performing and any changes in your personal circumstances, the goals and market developments, so adaptations can be made if necessary.
Analysis, strategy and discipline are key factors for success when investing. Various aspects have to be taken into consideration.
Our experts follow what is happening on stock exchanges around the world every day, analysing trends in markets and companies. Based on what they observe we develop a clear Bank CIC position and assessment of markets and asset classes. Depending on the investment solution, this knowledge is either directly put to work for you in investments or you receive the corresponding recommendations so you are able to react to market events and opportunities yourself.
Investors have very individual needs and objectives. One is willing and able to take more risk to generate a higher return, while another might prefer to keep their money safe and diversified. When it comes to selecting the most appropriate investment strategy, these are the questions to bear in mind:
- What are your long-term financial objectives and framework?
- What are your return expectations?
- Especially important: what risks of fluctuation are you willing to accept?
These and other consideration are discussed in a strategy meeting and result in an investment strategy ideally tailored to you and your needs.
Perhaps the most crucial factor for investing successfully is discipline. Part of rigorously implementing and monitoring the investment strategy set involves steadily building up your portfolio and spreading investments across the different asset classes. That way you will avoid unnecessary risks like taking emotional decisions, holding too large a weighting in individual products, sectors or regions or falling below a minimum credit rating in fixed income securities, which can have a negative impact on portfolio performance.
Use the following questions to find the right investment solution:
- How intensively do you wish to deal with investment issues yourself?
- How often do you with to engage in dialogue with your advisor?
- How much do you wish to involve investment specialists?
- How intensively do you wish your portfolio to be monitored?
- Do you wish to be proactively informed of investment ideas and opportunities?