Open an account online

Opening an account or cleverinvest portfolio online is easy – you can do it in just a few steps.

Are you an adult resident in Switzerland with one of the nationalities listed? Then all you need is a smartphone, tablet, laptop or PC with a camera, a valid ID and a few minutes of your time.

Whatever your needs, we have the right account for you. In addition, with the CIC eLounge, one of the most modern e-banking solutions in Switzerland is available to you immediately after opening an account. With our CIC eLounge, you are in charge of your banking business.

We look forward to seeing you.

This is how easy it is to open an account online:

1. Enter your personal details
2. Register
3. Scan your ID and compare it with a live photo
4. Confirm your documents
5. Make your first deposit and you are all set

Select a product

Which product would you like to open?

Private account (CHF)

For your day-to-day banking transactions.
Detailed information

Withdrawals possible up to CHF 500,000 p.a.
Client relationship fee of CHF 25 per quarter
CIC eLounge is free to use wherever and whenever you like

Open a private account online

Savings account (CHF)

For long-term saving with preferential interest rates and free account management.
Detailed information

Preferential interest rate is currently 0.1% p.a. (minimum deposit is CHF 10,000)
Withdrawals of up to CHF 25,000 p.a. can be made without advance notice
No account management fees
CIC eLounge is free to use wherever and whenever you like

Open a savings account online

Investment account (CHF)

For flexible saving with easy access to suit your medium to long-term investment goals.
Detailed information

Preferential interest rate is currently 0.1% p.a.
Access at any time to investments in securities
No account management fees
Withdrawals of up to CHF 50,000 p.a. can be made without advance notice
CIC eLounge is free to use wherever and whenever you like

Open an investment account online

cleverinvest portfolio (CHF/EUR)

For those who want to continuously build up their assets in a cost-effective and uncomplicated way.
Detailed information
Fees and conditions cleverinvest

Continuous asset accumulation without having to do anything yourself
The best possible way to invest in line with your personal interests
Easy to use – choose your equity weighting and themes in just a few clicks
Maximum flexibility – your savings are readily available
Opportunities for higher returns than with a savings account

Open cleverinvest online

3a retirement account (CHF)

For private saving in the context of pillar 3a private retirement provision.
Detailed information

Reliable partner with one of the best interest rates in Switzerland
Payments to the account are tax deductible
No account management fees
Can be used for indirect amortising of your mortgage
CIC eLounge is free to use wherever and whenever you like

Open a 3a retirement account online

Conditions

What do you need to open an account or cleverinvest portfolio online?

An account or cleverinvest portfolio can currently only be opened online by individuals who are adult, resident in Switzerland and have one of the following nationalities: Swiss, German, French or Italian.
Your identity will be verified during the online account-opening process on the basis of a valid identity document (passport or identity card). It is easiest if you use your mobile device for this.
To finish the opening, you need to pay at least CHF 1.00 into your new account at Bank CIC from a Swiss account in your name.
Once your first account or cleverinvest portfolio has been successfully activated, you will be able to open other accounts (including in foreign currencies), portfolios and cleverinvest portfolios easily in CIC eLounge.

What can you do if the conditions are not met?

If you are unable to meet the conditions to open an account or a cleverinvest portfolio, please contact us so that we can find a suitable solution for you.