Legal information
By accessing the Bank CIC (Switzerland) Ltd. website, you declare that you have understood and accept the following legal information. Please therefore read the following important legal information carefully before accessing the Bank CIC (Switzerland) Ltd. website.
Restrictions on access
The Bank CIC (Switzerland) Ltd. website is not intended for persons who are forbidden by the legislation in their home country or country of residence from accessing the Bank CIC (Switzerland) Ltd. website and the content published and accessible on the Bank CIC (Switzerland) Ltd. website.
Persons who are citizens or residents of the United States of America or the United Kingdom or another country that prohibits access to the Bank CIC (Switzerland) Ltd. website or to certain content and information made available on the Bank CIC (Switzerland) Ltd. website by reason of that person's nationality, residence or otherwise, are therefore requested to leave the Bank CIC (Switzerland) Ltd. website.
By accessing the Bank CIC (Switzerland) Ltd. website, you explicitly declare that you are not a resident or citizen of any of the aforementioned countries.
Persons who are citizens or residents of Germany acknowledge and accept that the content accessible on the Bank CIC (Switzerland) Ltd. website is not intended for persons who are citizens or residents of Germany.
No offer
The content published on the Bank CIC (Switzerland) Ltd. website does not constitute an offer or a solicitation of an offer to use the services of Bank CIC (Switzerland) Ltd. or to buy or sell securities or other investment instruments, nor does it constitute an offer or a solicitation of an offer to engage in other transactions. The content available on the Bank CIC (Switzerland) Ltd. website also does not constitute an invitation to submit an offer. The content is for information purposes only. Investment decisions and other decisions must be taken in accordance with the investor's individual circumstances and needs, risk capacity and tolerance. The content made available on the Bank CIC (Switzerland) Ltd. website may therefore under no circumstances be treated as recommendations or advice to be used in making decisions on investments or any other matters. None of the information presented on the Bank CIC (Switzerland) Ltd. website constitutes advice of any kind.
It is essential that you seek the advice of a qualified specialist before making an investment decision or any other decision (on tax, legal and other matters).
No warranty
Bank CIC (Switzerland) Ltd. takes all reasonable steps in compiling and updating the content of the Bank CIC (Switzerland) Ltd. website. However, Bank CIC (Switzerland) Ltd. and its contracting partners make no warranty (including liability vis-à-vis third parties) as to the correctness, reliability and completeness of the content published on the Bank CIC (Switzerland) Ltd. website or with regard to said content being up-to-date. The content provided on the Bank CIC (Switzerland) Ltd. website is exclusively for private use and intended for information purposes only, and no representation is made as to its completeness or correctness. Bank CIC (Switzerland) Ltd. makes no warranty either explicit or implicit in respect of the content provided on its website.
Bank CIC (Switzerland) Ltd. assumes no responsibility and makes no warranty that the functions on its website will be uninterrupted or error free, that errors will be corrected or that the website or the server concerned is free from viruses or other harmful components.
Amendments
All content available on the Bank CIC (Switzerland) Ltd. website can be changed or removed at any time without prior notice or explanation to the user.
Copyright
The entire content of the Bank CIC (Switzerland) Ltd. website is subject to copyright (all rights reserved). The logo of Bank CIC (Switzerland) Ltd. is a registered trademark. By accessing the Bank CIC (Switzerland) Ltd. website, users do not acquire any rights with regard to the content, software, registered trademarks or any other element of the Bank CIC (Switzerland) Ltd. website. The downloading or printing out of individual pages and/or sections as well as any reproduction or use of the Bank CIC (Switzerland) Ltd. website and the Bank CIC (Switzerland) Ltd. logo for private, public, non-commercial or commercial purposes without the prior written approval of Bank CIC (Switzerland) Ltd. is prohibited.
Performance (risk disclosure)
Positive performance in the past is no guarantee of positive performance in the future. Investments in foreign currencies are subject to additional exchange rate fluctuations and currency risks, i.e. the performance of such investments also depends on the volatility of the foreign currency, which can have a negative impact on the capital invested. The preservation of the invested capital cannot be guaranteed. Bank CIC (Switzerland) Ltd. and its contracting partners accept no liability for any losses.
Exclusion of liability
Bank CIC (Switzerland) Ltd. and its contracting partners disclaim all liability (including for negligence and liability vis-à-vis third parties) for any losses arising out of direct and indirect damage as well as any consequential losses connected with the content of this website or with the links to other websites or with financial markets risks.
Links
Clicking on a link may cause you to leave the Bank CIC (Switzerland) Ltd. website. Bank CIC (Switzerland) Ltd. has not reviewed the third-party websites linked with this website, and accepts no responsibility whatsoever for their content, especially with regard to the data, information and other offers contained therein.
Investment funds
With respect to the information, data and figures available on the Bank CIC (Switzerland) Ltd. website regarding the investment funds distributed by Bank CIC (Switzerland) Ltd., the special legal notices pertaining to investment funds also apply in addition to the present legal information.
Deposit insurance
Are my deposits protected under the deposit insurance esisuisse? Yes, like any bank and any securities firm in Switzerland, Bank CIC (Switzerland) Ltd. is required to sign the Self-regulation "Agreement between esisuisse and its members". This means clients’ deposits are protected up to a maximum of CHF 100,000 per client. Medium-term notes held in the name of the bearer at the issuing bank are also considered deposits. Depositor protection in Switzerland is provided by esisuisse, and the depositor protection system is explained in detail at https://www.esisuisse.ch/en.
Applicable law
Should a legal relationship arise between the user and Bank CIC (Switzerland) Ltd. as a result of the use of the Bank CIC (Switzerland) Ltd. website, said relationship shall be governed exclusively by Swiss law.
