Loan

Financing solutions designed to support your strategic goals - from personal projects to portfolio-based lending, precisely aligned with your ambitions.

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Empowering Your Financial Goals

At CIC (Switzerland), we know that financing should never be one-size-fits-all. Whether you’re planning a personal milestone, seeking liquidity for investments, or want to act on an opportunity without disturbing your portfolio - we offer purpose-driven loan solutions backed by experience, structure, and personal guidance. 

Your Advantages at a Glance

Tailored Lending

We develop each loan to reflect your financial intent — whether you're funding a personal milestone, increasing investment agility, or covering temporary liquidity needs. The structure always fits the strategy.

Capital from Assets

Unlock new capital by using your existing assets as collateral. Maintain your investment strategy, avoid forced sales, and gain the freedom to act when it counts.

Personal Advisory

From the first idea to the signed agreement, you’re supported by a single, experienced contact - ensuring continuity, clarity, and a discreet process throughout.

Loan Options in Detail

  • CIC Flex Advance

    A SARON-linked medium-term loan designed for investment, working capital, or entrepreneurial initiatives. Interest is based on the SARON® Compound and can be adjusted every 1, 3 or 6 months - offering market-aligned borrowing with structure and transparency.

  • Lombard Loan

    Use your deposited securities as collateral to access new capital - quickly, discreetly, and without disrupting your portfolio. A Lombard loan enhances your ability to act on opportunities while preserving your long-term investment position.

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Investment Solutions

Discretionary Mandate or Advisory Mandate – you point the way, we navigate the course.

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Real Estate Financing

Whether private or business, real estate financing needs structure and perspective. At CIC (Switzerland), we support your plans with tailored lending solutions, from acquisition to renovation, designed to deliver long-term value.

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Lombard Loan

Free up capital without giving up your position. A Lombard loan from CIC (Switzerland) gives you access to liquidity while your investments remain in place, so you can act quickly, manage major purchases, or bridge a gap. Whether for private or professional needs, it's financing that stays in the background while your strategy moves forward.

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