Medium-Term Notes

Optimise your surplus liquidity through strategic, short- to medium-term investments designed to preserve capital, enhance returns, and support your business or personal financial objectives with confidence.

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Put Your Capital to Work – With Certainty, Purpose and a Defined Horizon

When capital should work predictably, Medium-Term Notes from CIC (Switzerland) offer a compelling solution. With fixed maturities, attractive yields, and available in multiple currencies and maturities, these placements serve both corporate and private portfolios.

3 Reasons to Choose Medium-Term Notes from CIC (Switzerland)

Predictable Cash Flow

Fixed interest payments for the entire term - supporting structured income and precise financial planning.

Clear Investment Horizon

Choose a maturity that fits your timeline - typically between 2 and 10 years - with full transparency from day one.

Strong Capital Protection

Issued as registered instruments with defined terms - Medium-Term Notes offer security, accountability, and peace of mind.

From Fixed Terms to Fixed Returns

Medium-term notes are fixed-interest bonds issued by CIC (Switzerland), typically with terms from two to ten years. They offer stable, predefined interest rates paid annually, with full repayment at maturity. The minimum investment is CHF 1,000, with increases possible in increments of CHF 1,000. Medium-term notes are held in book-entry form, cannot be traded on the stock exchange, and are not redeemable before maturity - making them a clear and disciplined investment solution.

 

Capital Protection You Can Count On

Medium-term notes are classified as secured deposits and are covered by the Swiss deposit insurance scheme. They benefit from privileged treatment in the event of bankruptcy and are insured up to CHF 100,000 under the statutory framework. For full details, visit www.esisuisse.ch.

Our current interest rates*

Valid for amounts up to CHF 100,000. Larger amounts on request.
 

2 years 0,50 %
3 years 0,50 %
4 years 0,50 %
5 years 0,55 %
6 years 0,55 %
7 years 0,60 %
8 years 0,60 %
9 years 0,65 %
10 years 0,70 %


* The interest rates are indicative and may be changed at any time.

Further Information

Ready to Structure Capital with Precision?

Discover how Medium-Term Notes from CIC (Switzerland) can bring clarity and performance to your capital strategy - with the confidence of fixed returns.

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