Account Interest Rates

Here you can find an overview of our interest rates for private individuals and companies (valid from 1 May 2025).

Our Interest Rates

For private individuals

Account	Interest p.a.**	Interest payment limit
Private account CHF	0.03%	0.00% above CHF 2,5 million
Private account EUR	0.00%	None
Private account USD	0.00%	None
Private account GBP	0.00%	None
Investment account CHF	0.05%	None
Investment account EUR	0.75%	None
Savings account CHF	0.20%	None
3a retirement account CHF	0.60%	None
Vested benefits account* CHF	0.15%	None

^{*A vested benefits account can only be opened in combination with other services of Bank CIC (Switzerland) Ltd. Please do not hesitate to contact us should you have any questions. Clients with a vested benefits account can also invest in BVG-compliant pension funds. The current fund universe can be found here.}

^{**The interest rates published apply to clients domiciled in Switzerland. Debit interest on account overdrafts p. a.: CHF 9.00%, EUR 8.50%, GBP and USD 8.00%. Please contact us to receive additional information about the conditions.}

For companies

Account	Interest p.a.**	Interest payment limit
Current account CHF	0.00%	None
Current account EUR*	0.00%	None
Current account USD*	0.00%	None
Current account GBP*	0.00%	None
Investment account CHF	0.05%	None
Investment account EUR	0.75%	None

^{*Additional foreign currencies on request.}
^{**The interest rates published apply to clients domiciled in Switzerland. Debit interest on account overdrafts p.a.: CHF 9.00%, EUR 8,50%, GBP and USD 8.00%. Please contact us to receive additional information about the conditions.}