Frequently Asked Questions

• Why does it make sense to invest?

  Leaving your assets in cash means missing out on potential growth. Investing allows you to preserve and grow your wealth over time, helping to counteract inflation and generate long-term returns. A well-structured investment strategy can align your financial goals, providing opportunities for capital appreciation and income generation. 

• What investment solutions does CIC (Switzerland) offer?

  We provide a range of investment solutions, including discretionary mandates, advisory mandates. Whether you prefer expert management, guided decision-making, or full control over your portfolio, we offer strategies tailored to your personal situation, investment objective and risk appetite. 

• How do you determine the right investment strategy for me?

  Our approach begins with a deep understanding of your situation, investment objectives as well as your willingness and ability to take risk and your preference for sustainable investments. Through a structured advisory process, we develp a strategy that balances risk and return, ensuring it aligns with your long-term objectives and market expectations. 

• What role does risk play in investing?

  Risk is a fundamental element of investing. It reflects the uncertainty around future returns. Every investment involves some level of risk, whether from market volatility, interest rate shifts, or geopolitical events. Understanding how much risk you’re comfortable with, and how much risk you can actually afford to take, is essential to building a sound strategy.

  At CIC (Switzerland), we assess both your risk tolerance (how much fluctuation you can emotionally accept) and your risk capacity (how much loss your financial situation can absorb). This dual view ensures your investments are aligned not just with your goals, but also with your reality.

  A clear risk profile helps define your investment strategy, from cautious capital preservation to dynamic growth. Diversification across asset classes helps reduce exposure to individual risks, while regular reviews ensure your portfolio adapts to both market shifts and changes in your personal circumstances.

  Managing risk isn’t about avoiding it. It’s about understanding it, and making it work for you.

• Can I adjust my investment strategy over time?

  Yes. Investment strategies should evolve in line with your situation, investment objectives, as well as your willingness and ability to take risk and your preference for sustainable investments. These cornerstones of your investor profile may change over the course of your life, requiring a different investment strategy. That is why we review your investor profile with you on a regular basis to ensure that your investment strategy is optimally tailored to your needs.