Money market investments

A term deposit at Bank CIC is a way to invest your money for a fixed period in order to get a better return than on a savings account. The choice of the amount and the term is yours. When the term ends, all your money is paid back plus interest. A term deposit at Bank CIC ensures an attractive return.

• Investment horizon: 1-12 months
• Currencies: CHF, EUR, USD, GBP; other currencies on request
• Conditions: from CHF 50,000; interest rate on request

A term deposit FLEX is a money market instrument with an interest rate that increases progressively each year. When the quarterly interest payments are made, the client may request early withdrawal of the principal with no penalties of any kind («FLEX»).

• Investment horizon: 12-24 months
• Currencies: CHF; EUR and USD on request
• Conditions: from CHF 5 million; interest rate on request

Current special condition

Fiduciary investments are suitable for clients looking to invest their money with a bank abroad for a short period. They are exempt from withholding tax.

• Investment horizon: 1-12 months, shorter terms upon request
• Currencies: CHF, EUR, USD, GBP; other currencies on request
• Conditions: from CHF 100,000 (or equivalent); interest rate on request

Call deposits are a form of investment with a short maturity and high flexibility. They are a way of investing capital securely and flexibly and enable investors to benefit from attractive interest rates. 

• Investment horizon: callable with 48 hours' notice
• Currencies: CHF, EUR, USD, GBP; other currencies on request
• Conditions: from CHF 200,000 (or equivalent); interest rate on request

With a 32-day call deposit, your cash reserves are invested for the short term on the money market at a variable interest rate. The investment is determined by money market conditions. It is the ideal short-term investment solution, and the money is available at any time at 32 days' notice.

• Investment horizon: can be called at 32 days' notice
• Currencies: CHF, EUR, USD
• Conditions: from CHF 200,000 (or equivalent); interest rate on request