cleverinvest
cleverinvest is CIC (Switzerland) intelligent solution for continuously building up your assets, even with small amounts. Learn about the benefits of our flexible alternative to a conventional savings account.
cleverinvest is a focused and low-cost way of using shares to invest in trends and themes without having worry about events on the financial markets. Instead of selecting individual shares, you can focus on current and attractive themes. You yourself determine the percentage weighting they have in your portfolio.
cleverinvest is suitable for those with little investment experience but who still want to profit from opportunities for higher returns. At the same time, the offer is aimed at all private individuals keen to invest in line with their personal interests.
You do not need to be wealthy to start building up your assets: cleverinvest is available with a starting balance of as little as CHF 1,000. You then set the amount you would like to pay in. Once the cumulative deposits reach CHF 50, your capital is invested again automatically. That way, you can continuously build up your assets in a way that suits your budget.
If you need some or all of your savings at short notice, making transfers at any time is no problem – there are no rules on withdrawals.
Select the themes that interest you the most. Examples include disruptive technologies, smart cities, future mobility, real estate, sustainability and many more besides. Bank CIC’s investment experts look for themes which illustrate trends in societal, market and macroeconomic developments and offer the prospect of high growth potential and return opportunities in the medium and long term. They then select the best funds that fully capture the relevant theme and offer the best value for money. Themes can be viewed in detail here.
But that’s not all: You can arrange to invest automatically with a standing order in order to continuously build up your assets. Follow-up payments from as little as CHF 50 can also be made without a problem. This means that there is nothing else you need to do. You will also benefit from lower average prices. This is because making payments at regular intervals over a longer period – irrespective of the market situation – removes the hassle of trying to find the ideal time to invest, i.e. to find the most favourable price.
Once you have built up capital, you can withdraw it using a payout plan. This lets you determine how much is paid out, and how frequently. You can choose who receives these payments. This is suitable, for example, as a way of providing monthly financial support for to children while they are studying, doing an apprenticeship or spending an extended period abroad.
cleverinvest allows you to invest in themes of your choosing. You’ll receive rapid, straightforward support in setting the investment strategy and a recommendation as to which equity weighting suits you. Thanks to CIC eLounge, changing the equity weighting and the themes selected is very simple. It can be done at any time of the day or night and you can track the performance of your assets whenever you like.
If you don’t yet have an account with Bank CIC or don’t yet use CIC eLounge, please complete the application below to open a cleverinvest portfolio. We’ll then get in touch with you.
If you have any questions about opening cleverinvest online, write to us or call us on 058 268 16 00 (Monday to Friday, 8 a.m. to 5.30 p.m.).