Account Interest Rates

Here you can find an overview of our interest rates for private individuals and companies (valid from 1 May 2025).

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Our Interest Rates

  • For private individuals
    Account

    Interest p. a.**

    Private account CHF

    0.03%

    Private account EUR

    0.00%

    Private account USD

    0.00%

    Private account GBP

    0.00%

    Investment account CHF

    0.05%

    Investment account EUR

    0.75%

    Savings account CHF

    0.20%

    3a retirement account CHF

    0.60%

    Vested benefits account* CHF

    0.15%

    *A vested benefits account can only be opened in combination with other services of Bank CIC (Switzerland) Ltd. Please do not hesitate to contact us should you have any questions. Clients with a vested benefits account can also invest in BVG-compliant pension funds. The current fund universe can be found here.

    **The interest rates published apply to clients domiciled in Switzerland. Debit interest on account overdrafts p. a.: CHF 9.00%, EUR 8.50%, GBP and USD 8.00%. Please contact us to receive additional information about the conditions.

  • For companies

    Account

    Interest p.a.**

    Current account CHF

    0.00%

    Current account EUR

    0.00%

    Current account USD

    0.00%

    Current account GBP

    0.00%

    Investment account CHF

    0.05%

    Investment account EUR

    0.75%

    Additional foreign currencies on request.

    **The interest rates published apply to clients domiciled in Switzerland. Debit interest on account overdrafts p.a.: CHF 9.00%, EUR 8,50%, GBP and USD 8.00%. Please contact us to receive additional information about the conditions.