Private account

The private account allows you to carry out day-to-day banking transactions (payment and securities transactions, cashless payments, mortgage payments, etc.) easily and flexibly.

Your benefits at a glance

  • Open a number of accounts, including in foreign currencies
  • Constantly updated overview of your assets thanks to practical balance preview
  • Domestic and foreign payment orders are easy – any time, anywhere
  • With eBills, you can receive, review and pay your bills conveniently,
    directly in eLounge
  • Visa Debit Cards, Credit cards and mobile payments for greater convenience

Opening private account

Please find attached the contractual documents as a new client. As an existing client of the Bank you can open and use other accounts or investment options such as cleverinvest or retirement solutions directly in your CIC eLounge.


You can find the current conditions and interest rates here.

The right card for everyone

In combination with your private account we offer Visa Debit Cards and credits cards in various formats. The mobile payment function is also available for all Bank CIC cards. We would be happy to advise you.

General notes

Are my deposits protected under the deposit insurance esisuisse? Yes, like any bank and any securities firm in Switzerland, Bank CIC Switzerland Ltd. is required to sign the «Agreement between esisuisse and its members». This means clients’ deposits are protected up to a maximum of CHF 100 000 per client. Medium-term notes held in the name of the bearer at the issuing bank are also considered deposits. Depositor protection in Switzerland is provided by esisuisse, and the depositor protection system is explained in detail at


You can find more binding information about the account terms and conditions in the overview of Bank CIC’s range of accounts.

CIC eLounge

CIC eLounge is the modern e-banking of Bank CIC. You can use it to conveniently take care of your banking business at home or on the go. Our platform offers you full transparency about the development of your assets. For maximum flexibility, CIC eLounge is available as an app as well as a desktop version.