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Retirement assets are saved up during employment, often for a pension or better retirement provision. Besides government levies, old-age and survivors’ insurance (OASI) contributions (pillar 1) and employers’ contributions to the pension fund (pillar 2), employed persons with an income subject to OASI contributions can also pay into pillar 3 – the tied pillar 3a retirement provision – and in turn deduct the contributions from taxable income.

«Let food be thy medicine and medicine be thy food,» proclaimed Hippocrates, founder of western medicine, as long ago as 460 BC. This means just as much now as it did then. The pressing health and social challenges of today include not only obesity and sugar, but also the growing impact of food production on the planet. But it is precisely here that we are experiencing more than just a trend reversal – it is an outright food revolution. This presents attractive investment opportunities.

Conventional wisdom has it that those who rely on yields and wish to sleep soundly buy bonds. This is only partially true, as was demonstrated clearly last year.

On 1 January 2023, Luca Carrozzo became the new Chief Investment Officer of Bank CIC, making him responsible for investment strategy. It’s time to take a look at the markets with him.

Do you want to decide for yourself who has a claim to your pillar 3 (savings 3 foundation) retirement assets when you die? In this article, we explain the applicable provisions and show you how you can change your order of beneficiaries.

Ukraine has long been recognised as one of the largest producers of grain in the world. Its fertile land and favourable climate make it an agricultural powerhouse, contributing significantly to the world’s food supply. According to the European Commission, Ukraine accounts for 10% of the global wheat market, 15% of the corn market and 13% of the barley market. It is also a key global player in the sunflower oil market. As of today, with the Black Sea Grain Corridor agreement not being extended by Russia, trade finance managers find themselves at a crossroads.

The Swiss economy got off to a surprisingly good start to the year, growing by 0.5% quarter on quarter in the first quarter. This was largely driven by domestic demand and capital investment. Annual inflation has been falling steadily in the past few months as a result of energy prices returning to normal, and the situation in the labour market still looks extremely positive.

When it comes to saving, choosing the right investment matters. This article looks at two popular ways of investing: term deposits and savings accounts. Find out more and take a well-informed decision in order to make the most of your savings potential.

The sizeable revision to Nvidia second-quarter revenue forecasts set off a series of events on the markets. Valuations of AI stocks rose, cheering investors’ spirits.

Are you planning renovation work in the garden of the home you own? Would you like to withdraw money from your retirement savings to do so? This article explains how you can use your pillar 3a savings to renovate residential property.

Equity strategy: Anyone willing to take their Swiss equity investments into their own hands can beat the market over the long term with a relatively simple strategy of switching from one ETF to another. And they can do so without becoming hyperactive.

The situation surrounding banks has eased a little in the last few days, but the crisis is not over yet.