Payment transactions for private individuals

CIC eLounge

• Available 24/7 – any place and any time.
• Payment assistant to simplify the processing of your payments.
• Scan QR-bills and approve them with just one click.
• Issuing QR-bills for payments to your account is easy.

eBill

• With eBill, you receive, check and pay your invoices directly in your CIC eLounge. Not only do you save time, you also no longer receive paper or e-mail invoices.

• Issue QR-bills yourself in eLounge
• Scanning and paying QR-bills in eLounge is easy
• See the QR-bill page for more information

Payment orders

• Execute domestic and foreign payment orders at any time and anywhere via CIC eLounge.
• Submit QR-bills to the bank for payment at any time along with the Piccolo order.
• Standardised payment order lets you make individual payments conveniently and straightforwardly in all currencies.
• With SEPA you benefit from low-cost standard payments within Europe (no special entry/separate order required).

Standing orders

• For regular payments to the same recipient with fixed amounts and deadlines (e.g. rent).
• Can be changed or deleted at any time.

• Instant payments are a way of sending or receiving money within ten seconds any time of the day, any day of the week or year.
• The money is debited and credited almost simultaneously – account balances are always up to date.
• No long waiting times and uncertainty – instant payments are processed and confirmed immediately.
• For large and small amounts – instant payments can be made for amounts up to CHF 20,000.
• Instant payments can only be made to/from an account in Swiss francs.
• The beneficiary bank must be able to process instant payments.

Direct debit (LSV+)

• Automatic debiting of regular payments in CHF and EUR with variable or fixed amounts.
• You have 30 days from notification to object if you do not agree to the payment (LSV+).

Clearing

8710

SWIFT-Code

CIALCHBB