Payment transactions for private individuals

For the simple and quick processing of your payments at home and abroad.

Your benefits at a glance

  • Comprehensive range of products and services
    covering all needs with regard to private payments
  • Available 24/7 via CIC eLounge
  • Cost-effective standard payments within Europe
  • Standing orders and direct debits for punctual payments
  • Efficiently process your payments with eBill or scan your
    QR-bill with the CIC eLounge mobile App

Comprehensive range of products and services

CIC eLounge

  • Available 24/7 – any place and any time.
  • Payment assistant to simplify the processing of your payments.
  • Scan QR-bills and approve them with just one click.
  • Issuing QR-bills for payments to your account is easy.


  • With eBill, you receive, check and pay your invoices directly in your CIC eLounge. Not only do you save time, you also no longer receive paper or e-mail invoices.
  • Issue QR-bills yourself in eLounge
  • Scanning and paying QR-bills in eLounge is easy
  • See the QR-bill page for more information

Payment orders

  • Execute domestic and foreign payment orders at any time and anywhere via CIC eLounge.
  • Submit QR-bills to the bank for payment at any time along with the Piccolo order.
  • Standardised payment order lets you make individual payments conveniently and straightforwardly in all currencies.
  • With SEPA you benefit from low-cost standard payments within Europe (no special entry/separate order required).

Standing orders

  • For regular payments to the same recipient with fixed amounts and deadlines (e.g. rent).
  • Can be changed or deleted at any time.

Direct debit (LSV+)

  • Automatic debiting of regular payments in CHF and EUR with variable or fixed amounts.
  • You have 30 days from notification to object if you do not agree to the payment (LSV+).

Clearing and SWIFT code of Bank CIC (Switzerland) Ltd.