Savings account

Long-term savings with preferential interest rates and no account management fees.

Your benefits at a glance

  • Preferential interest of currently 0.2% p. a.
  • No account maintenance fees
  • Withdrawals of up to CHF 25,000 p.a. can
    be made without advance notice

For long-term savings

With a savings account you will benefit from a preferential interest rate of currently 0.2% p.a. and free account management from an amount starting at CHF 10,000. Interest is charged analogue to private accounts from a credit balance of CHF 500,000.


Withdrawals up to CHF 25,000 are free of charge. Higher amounts are subject to a six-month notice period. In the case of non-compliance with the notice period, a charge of 0.500% of the amount exceeding the limit is imposed at the end of the month or at the time of account closing. There are no withdrawal restrictions for securities and precious metals purchases or for interest and amortisation payments at Bank CIC.


A maximum of two savings accounts can be opened per client. Further binding information can be found in the overview of range of accounts.


The savings account is available for private clients domiciled in Switzerland.