Savings account

Long-term savings with preferential interest rates and no account management fees.

Your benefits at a glance

  • Preferential interest of currently 0,10% p. a.
  • No account maintenance fees
  • Withdrawals of up to CHF 25 000 p. a. can be
    made without advance notice
  • Free access to your account 24 hours a day via CIC eLounge

For long-term savings

With a savings account you will benefit from a preferential interest rate of currently 0,10% p.a. and free account management from an amount starting at CHF 10 000. Interest is charged analogue to private accounts from a credit balance of CHF 500 000.


Withdrawals up to CHF 25 000 are free of charge. Higher amounts are subject to a six-month notice period. In the case of non-compliance with the notice period, a charge of 0,500% of the amount exceeding the limit is imposed at the end of the month or at the time of account closing. There are no withdrawal restrictions for securities and precious metals purchases or for interest and amortisation payments at Bank CIC.


A maximum of two savings accounts can be opened per client. You can find more binding information about the account terms and conditions in the overview of Bank CIC’s range of accounts.


The savings account is available for private clients domiciled in Switzerland.

Preconditions for opening an account online:
  • Accounts can currently only be opened online by individuals who are adult, resident in Switzerland and have one of the following nationalities: Swiss, German, French or Italian.

  • Your identity will be verified during the online account-opening process on the basis of a valid identity document (passport or identity card). It is easiest if you use your mobile device for this.

  • To finish the opening, you need to pay at least CHF 1.00 into your new account at Bank CIC from a Swiss account in your name.

  • Once your first account has been successfully activated, you will be able to open other accounts (including in foreign currencies) and custody accounts easily in CIC eLounge.

  • If you do not meet the conditions for opening a savings account online, please use the account opening form.

If you have any questions when opening an account, please write us or call us on 058 268 16 00 (Monday to Friday, 8 a.m. to 5.30 p.m.).