Savings account

Long-term savings with preferential interest rates and no account management fees.

Your benefits at a glance

  • An excellent way to save for short and medium-term objectives
  • Maximum safety if you do not want to invest in securities or other assets
  • It costs nothing to open additional savings accounts – to save individually for separate goals – with each account being given its personalised name
  • Access your capital at any time without restrictions
  • Practical access to your account 24 hours a day via eLounge

For long-term saving

Open your savings account online now with CIC ON – it’s really easy. In CIC eLounge, one of the most state-of-the-art e-banking solutions in Switzerland is available to you as soon as you open your account. Our CIC eLounge puts you in charge of your banking transactions.


Whatever your needs, CIC ON has the right solution for you. In eLounge, you can open and make direct use of other accounts or investment options, such as cleverinvest and pension solutions, at any time.


More information on our online banking products and services can be found at Or contact our CIC ON team for a non-binding consultation.

Preconditions for opening an account online:
  • An account can currently be opened online by individuals who are adult, resident in Switzerland and have Swiss nationality or one of the nationalities on our list.*

  • Your identity will be verified during the online account-opening process on the basis of a valid identity document (passport or identity card). It is easiest if you use your mobile device for this.

  • To finish the opening, you need to pay at least CHF 1.00 into your new account at Bank CIC from a Swiss account in your name.

  • Once your first account has been successfully activated, you will be able to open other accounts (including in foreign currencies) and custody accounts easily in CIC eLounge.

  • If you do not meet the conditions for opening a savings account online, please use the account opening form.

* If you would like to open a client relationship but your nationality is not on our list, please present yourself in person with your passport at one of our branches in Switzerland so that we can perform the necessary identification checks. You are also welcome to call our Private Clients team on 058 268 16 00 or request an advisory meeting.


If you have any questions when opening an account, please write us or call us on 058 268 16 00 (Monday to Friday, 8 a.m. to 5.30 p.m.).