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3a retirement savings solutions offer attractive benefits. These include interest rates that are normally higher than standard savings accounts, attractive investment opportunities and tax breaks. As well as boosting your pension, pillar 3 can also be used for other purposes, like buying or building owner-occupied real estate. We explain below how you can use your pillar 3a savings to make your dream of owning your own home come true, and the costs you have to look out for.

Ukraine has long been recognised as one of the largest producers of grain in the world. Its fertile land and favourable climate make it an agricultural powerhouse, contributing significantly to the world’s food supply. According to the European Commission, Ukraine accounts for 10% of the global wheat market, 15% of the corn market and 13% of the barley market. It is also a key global player in the sunflower oil market. As of today, with the Black Sea Grain Corridor agreement not being extended by Russia, trade finance managers find themselves at a crossroads.