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Personal opinions and comments on financial topics of all kinds.

Are you fit for early retirement?

Retiring early is not as simple as you might think. We recommend starting to plan your early retirement in good time. You can only withdraw your retirement savings once. So it is crucial to plan how to make use of your pension savings in advance.

Maximum security, maximum user-friendliness: your guide to using CIC eLounge securely

CIC eLounge has very high security standards, both for the computer and via mobile app. Nevertheless, criminals keep using various methods to obtain confidential information. Find out in this post how you can use CIC eLounge in a more secure way.

perspectives 04/2024

Imagine the following scenario: the top decision makers at a central bank are sitting around the boardroom table in their suits wondering whether to press the magic interest rate button to stimulate the economy. The question they are asking themselves is something like this: “Should we be giving the economy a cup of regular coffee, or does it need a double espresso?” And when benchmark interest rates come down, hopes rise that companies and consumers will soon be spending happily once again and gross domestic product will go up.

Using pillar 3 for residential property

3a retirement savings solutions offer attractive benefits. These include interest rates that are normally higher than standard savings accounts, attractive investment opportunities and tax breaks. As well as boosting your pension, pillar 3 can also be used for other purposes, like buying or building owner-occupied real estate. We explain below how you can use your pillar 3a savings to make your dream of owning your own home come true, and the costs you have to look out for.

CIC Live – The modern form of financial advisory

In a world where the most precious commodity is time, entrepreneurs and private banking clients need tools that help them organise their finances smoothly and productively. This is where CIC Live can help – our digital communication platform. Find out how CIC Live can help you benefit even more from our financial advisory services.

Security on the internet

Worried about security on the internet? You’re not the only one. In today’s digital world, protecting your financial data really matters. Fraudsters use cunning techniques to get hold of our personal data and cause us financial harm. This blog will tell you all you need to know about the commonest forms of fraud on the internet and give you valuable tips on how to protect yourself and your data.

AHV 21: reforming Swiss retirement provision: an overview

Retirement provision is a key issue in Switzerland and has been at the heart of societal and political concerns for years. The pension system is constantly under pressure to reform due to demographic change and rising life expectancy. This blog post provides an overview of the current AHV 21 reform.

perspectives 03/2024

The central banks once again proved to be the key market drivers in the second quarter. The Swiss National Bank set the tone and surprised the world by cutting interest rates in March, and then again in June. The European Central Bank is keen to demonstrate its independence from the Fed and also risked a cut in June.

The Swiss financial centre competing internationally

Interview between Luca Carrozzo and the Swiss Association of Wealth Managers.

House opinion in June

Every month we publish our opinion on the macroeconomic environment.

House opinion in April

Every month we publish our opinion on the macroeconomic environment.

Opinions on the stock market: What next for central banks?

After a long period of negative interest rates and rising inflation, central banks have hiked interest rates. But how did we get to this turning point, what impact will it have on the global economy and what does the future hold? Find out more in our blog.

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